Build Real Financial Skills That Actually Stick
Most people don't struggle with budgeting because they lack willpower. They struggle because nobody taught them how money actually works in everyday life.
Our program runs from September 2025 through February 2026, meeting twice monthly in Canberra. We work with small groups—usually 12 to 15 people—because financial conversations need space to breathe.
What You'll Actually Learn
Forget generic advice about cutting coffee purchases. We dig into the specific money situations Australians face—from navigating HECS debt to understanding superannuation without falling asleep.
Money Psychology
Why do you spend money on things you don't need? We examine the emotional triggers behind financial decisions. Most participants say this module changed how they think about purchases permanently.
Income Architecture
Building a budget that reflects how you actually live, not how finance books think you should live. We map your real spending patterns and build systems around them.
Future Planning
Saving for things that matter without feeling deprived today. This covers everything from emergency funds to property deposits, with realistic timelines based on your actual income.
Who's Teaching This
We've worked with hundreds of people trying to get their finances sorted. Some came to us drowning in debt. Others earned good salaries but couldn't figure out where the money went. What surprised us most? The problems are usually simpler than people think—but the solutions require honesty about your actual habits.
Callum Fitzwilliam
Lead Program Facilitator
Spent fifteen years in retail banking before realizing most financial advice completely ignores how people actually make decisions. Now focuses on practical strategies that work with human nature instead of against it.
Soren Lindstrom
Budget Systems Coach
Started teaching budgeting after getting frustrated with how complicated most systems were. Believes the best budget is the one you'll actually use—even if it looks nothing like the textbook version.
Dimitri Volkov
Long-term Planning Guide
Works with participants on saving for big goals without making life miserable in the meantime. His approach focuses on small, sustainable changes that compound over time rather than dramatic overhauls that never last.
Applications Open July 2025
We keep groups small and start conversations early. If you're thinking about joining the September cohort, get in touch now. We'll answer your questions honestly—including whether this program is actually right for your situation.
Talk to Us About Your Goals