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calenphoria

Financial Education Specialists

Call Us +61 410 326 525
Email contact@calenphoria.com
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Cookie Policy

Last Updated: February 2025

At calenphoria, we believe in honest communication about how we collect information when you visit our website. This policy explains what cookies are, how we use them, and what choices you have.

Think of cookies as small notes that help us remember your preferences. We're not storing your life story—just practical bits that make your experience smoother.

What Are Cookies?

Cookies are tiny text files that sit on your device when you visit websites. They're not programs and can't carry viruses. Most websites use them because they help the site remember things about your visit.

When you return to calenphoria.com, these files help us recognize your browser. That's how we can remember if you prefer certain settings or where you left off in our learning resources.

Some cookies disappear when you close your browser. Others stick around longer to remember you next time. We use both types, depending on what makes sense for different features on our site.

Types of Cookies We Use

Essential Cookies

These keep the site working. Without them, basic functions wouldn't operate properly. You can't really turn these off if you want to use our site.

  • Session management for logged-in users
  • Security features that protect your account
  • Load balancing for site performance

Functional Cookies

These remember your choices and preferences. Things like language settings or whether you've dismissed certain notifications.

  • Your preferred display settings
  • Previously viewed content markers
  • Form auto-fill information you've chosen to save

Analytics Cookies

These help us understand how people use our site. We look at patterns to figure out what's working and what needs improvement.

  • Which pages get the most attention
  • How long people spend reading certain content
  • Where visitors typically enter and exit the site

Marketing Cookies

These track your activity across websites to show you relevant content. They help us understand which of our programs might interest you.

  • Ads for programs related to content you've viewed
  • Information about courses similar to ones you've explored
  • Reminders about programs you've shown interest in

How We Use Cookie Data

The information we gather helps us make the site better for everyone who visits. We're not interested in building detailed profiles of individuals—we're looking at broader patterns.

For example, if we notice that people struggle to find information about our budgeting methodology, we might reorganize that section. Or if certain learning resources get ignored, we'll rethink how we present them.

When you're considering enrolling in a program, cookies help us show you relevant information without making you start from scratch every visit. That's particularly useful if you're comparing different learning options over several days.

We never sell cookie data to third parties. The information stays within our systems or with trusted service providers who help us run the website.

  • Improve site navigation based on how people actually use it
  • Remember your progress through informational content
  • Show you relevant program information based on your interests
  • Measure which content helps people make enrollment decisions
  • Identify technical issues that affect user experience

Managing Your Cookie Preferences

You have control over most cookies. Your browser gives you tools to accept, reject, or delete them. Just know that blocking certain cookies might affect how the site works for you.

Each browser handles cookies differently. Here's how to adjust settings in the most common ones:

Chrome

Settings → Privacy and security → Cookies and other site data. You can block all cookies or just third-party ones.

Firefox

Options → Privacy & Security → Cookies and Site Data. Firefox offers standard, strict, or custom protection.

Safari

Preferences → Privacy → Cookies and website data. Safari blocks most third-party cookies by default.

Edge

Settings → Privacy, search, and services → Cookies and site permissions. Choose your blocking level.

Mobile Browsers

Look for Privacy or Security in your settings menu. Options vary by device and browser app.

If you block all cookies, you might not be able to access your account or use certain features. Essential cookies need to function for the site to work properly.

Cookie Retention Periods

Different cookies stay active for different lengths of time. Some vanish when you close your browser. Others remain for months or even a year.

1

Session Cookies

These disappear when you close your browser. They're temporary helpers for your current visit.

2

Short-Term Cookies (up to 30 days)

Remember recent preferences and activities. Useful for returning visitors within a month.

3

Long-Term Cookies (up to 12 months)

Track broader patterns and maintain settings you've established over time. Help us understand seasonal trends in program interest.

You can clear cookies anytime through your browser settings. This removes all stored information, though you'll need to reset any preferences you'd established.

Third-Party Cookies

Sometimes we use services from other companies that set their own cookies. These might include analytics tools or content delivery networks that help our site load faster.

We're selective about which third parties we work with. They need to meet our standards for data handling and privacy. But they have their own policies you should know about.

Common third-party services on our site might include:

Analytics Services

These help us understand site traffic and user behavior patterns. They collect aggregated data about how people navigate our content.

Performance Tools

Services that monitor site speed and reliability. They help us identify technical issues before they affect many users.

Updates to This Policy

We update this policy occasionally when we change how we use cookies or when regulations require it. The date at the top shows when we last made changes.

Significant updates get announced on our homepage or through email if you're enrolled in any programs. Minor clarifications might happen without notification.

We recommend checking back every few months if you're curious about changes. Or just read it when you notice the date has updated.

Your Rights and Choices

Australian privacy law gives you certain rights regarding your data. You can request to see what information we've collected through cookies, ask us to delete it, or restrict how we use it.

Keep in mind that some of these requests might limit site functionality. If you ask us to delete all functional cookies, you'll need to reset your preferences every visit.

For analytics and marketing cookies, you have more flexibility. You can opt out of these entirely without affecting core features.

If you're in the European Union or California, you have additional rights under GDPR and CCPA. Contact us to exercise these rights—we'll walk you through the process.

Questions About Our Cookie Use?

If something in this policy isn't clear, or if you want to discuss your cookie preferences, reach out. We're happy to explain our approach or help you adjust settings.

contact@calenphoria.com +61 410 326 525

LOT 20 Benjamin Way, Belconnen ACT 2617, Australia

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calenphoria

Helping individuals develop practical financial skills through comprehensive education programs focused on sustainable budgeting and money management.

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LOT 20 Benjamin Way
Belconnen ACT 2617
Australia

+61 410 326 525

contact@calenphoria.com

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